Buying a home can be exciting – and intimidating!

It’s important to educate yourself and shop wisely when financing a home. Even a small difference in points, fees, payment type, or down payment requirements, can add up to thousands of dollars, affecting your monthly payment or ability to finance. 

Meeting with our Mortgage Loan Officer can help you compare your options and understand your choices to ensure you select the right mortgage for your needs. We will walk you through the whole mortgage process. We know it can be intimidating so we are there to make it exciting. 

Owning a Home is More Affordable Than You Think

 Are you paying $1,200 or more a month in rent? The reality is you could own a home and have a similar monthly payment. Home prices and interest rates are still at low levels. This is the ideal time to become a homeowner. 

Why Rent When You Could Own?

Saving enough money for a down payment can be a hurdle for many first-time homebuyers. That’s why Middlesex Healthcare Federal Credit Union is always there to help first-time homebuyers. Consider this – you can buy a home responsibly with little money out of pocket. Some programs allow funds for closing costs and down payment to be in the form of gifts or for the seller to pay some or all of your closing costs. The opportunity for home ownership is closer than you think. 

Not sure if you’re ready to buy?

Stop by our Seasons Federal Credit Union Middletown Branch at 524 South Main Street – every Thursday when we don’t have a Homebuyer Seminar from 4-6PM to speak with our Mortgage Lender and a Financial Services Representative to answer any questions about your credit score or mortgage. 

SUMMARY

At Middlesex Healthcare Federal Credit Union, we offer 10, 15, 20, 25 and 30 year terms for your needs. Our experienced staff will work with you to make purchasing your home as seamless as possible. 

Here’s what you get with a mortgage at Middlesex Healthcare Federal Credit Union:

  • Low mortgage rates
  • No application fees
  • Fast turnaround
  • Low closing costs

Get started today! 

Applying for an application takes less than 20 minutes! Have questions? Call our Mortgage Team today at 860-854-6807.