Whether secured or unsecured, we offer a wide range of accommodating lending options to meet nearly any personal need. Benefit from our wide range of terms and rates that are very competitive across the market.

Even take advantage of our rate comparison tools to ensure you get the best possible option before closing the deal. Best of all, we process everything locally. That way, you can speak to one helpful contact and receive the timely financing that you deserve.


  • Competitively low, fixed rates for a wide range of personal needs
  • A wide range of flexible terms available
  • Secured and unsecured options available
  • No prepayment penalties
  • Experienced loan staff, attentive to your unique needs
  • Local decision-making and processing for quick approvals

Compare Rates

Don’t overpay. OverSave! Our easy-to-use online tool will scour the area to find ways to save money on your loans. Compare your current rates to rates at Middlesex Healthcare FCU. It’s quick, easy, free, and it may just save you a lot of money in the long run!

Secured vs Unsecured Loans

The major distinction between secured and unsecured loans is whether or not they require collateral backing.


  • Secured by funds establishing with Seasons FCU:
  • Share account
  • Or share certificate
  • Potentially lower rates due to collateral backing
  • Keep your savings intact and incurring dividends
  • Thus reducing the actual cost of your loan
  • Flexible terms available


  • Requires nothing but a signature
  • Available to members with a strong credit history
  • Flexible terms available

How to Pay Credit Card Debt With a Personal Loan

Due to their flexibility and benefits for responsible users, credit cards can be a useful financial instrument. Credit card debt, however, can spiral out of control if not carefully controlled. High interest rates and financial stress will follow from this. Paying off your credit card debt with a personal loan is a successful rescue technique if you’re drowning in debt from credit cards.

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