Home Equity Lines of Credit (HELOC)

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Financing your dreams can be a lot closer than you think – within your home! At Middlesex Healthcare FCU, we can transition the equity in your home into collateral to finance a wide range of one-time or recurring needs.

This open-ended line of credit allows you to withdraw funds at any time without reapplying – a new counter top here, a leaky faucet there – no problem. We offer competitive rates, flexible repayment options, and the interest you pay might even be tax deductible!


  • Tap into your home's equity for collateral to secure financing
  • Competitively low rates for a wide range of seasonal or ongoing needs
    • Meet unexpected expenses
    • Auto/home repairs
    • Education expenses
    • Debt consolidation
    • Personal start-up businesses
    • And more!
  • Rates based on credit score and property value
  • A wide range of accommodating repayment terms
  • No closing/origination fees
  • No required balance or annual fee
  • Interest paid may be tax deductible*
  • Only pay interest on the part that's used
  • Unused funds are available for later use
  • Access funds via a Home Equity check or at a branch location
  • Experienced loan staff, attentive to your unique needs
  • Local decision-making and processing for quick approvals

Click here for our current HELOC rates »

*Consult a tax advisor.

NMLS Lender

Middlesex Healthcare Federal Credit Union's Financial Services team is committed to fair and responsible mortgage lending practices. Our entire team has been NMLS licensed.

Find NMLS #s for Middlesex Healthcare Federal Credit Union's lenders »

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